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Image Courtesy: pixabay.com
You are viewing rates from banks across Catoosa
Below are the best one-year CD Rates from banks in Catoosa, Oklahoma. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.
Catoosa, OK - September 21, 2026
1 Year CD National Average : 0.55% ?
| Banks | APY | MIN | MILES ? | ||
|---|---|---|---|---|---|
| 4.35% | $100,000 | - |
Learn More on the North American Savings Bank website |
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Take your savings to the next level with our 12-month online CD special! |
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4.25% |
$10,000 |
- |
Learn More
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Warning: Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.20% |
$2,500 |
- |
Learn More
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Early Withdrawal Penalty is 90 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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4.20% |
$1,000 |
- |
Learn More
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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4.00% |
$1,000 |
- |
Learn More
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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4.00% |
$25,000 |
- |
Learn More
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Early Withdrawal Penalty is 6 months interest. |
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79Thru | Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More |
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3.80% |
$500 |
- |
Learn More
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Rate History: 3.80% → 3.70% → 3.80% → 3.80% → 3.80% |
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2 Months with Vio Bank | Sep 4, 2025 And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More |
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3.75% |
$1,000 |
14.00 |
Learn More
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Rate History: 4.00% → 3.75% |
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3.30% |
$500 |
18.65 |
Learn More
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Rate History: 4.30% → 3.90% → 3.70% → 3.40% → 3.30% |
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JohnC | Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More |
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2.75% |
$1,000 |
19.43 |
Learn More
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Rate History: 3.55% → 3.45% → 3.20% → 2.95% → 2.75% |
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Holly cannady | Oct 13, 2020 Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More |
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2.55% 2.50% |
$95,000 $10,000 |
15.44 |
Learn More
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Rate History: 5.10% → 4.80% → 4.30% → 2.55% |
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0.75% |
$100,000 |
23.79 |
Learn More
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Jennifer King | Aug 1, 2019 Who is the owner now this day. Read More |
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0.75% |
$100,000 |
11.89 |
Learn More
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0.70% |
$10,000 |
11.89 |
Learn More
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0.67% |
$10,000 |
14.81 |
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0.65% |
$10,000 |
9.23 |
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0.65% |
$10,000 |
19.72 |
Learn More
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0.60% |
$10,000 |
23.79 |
Learn More
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Jennifer King | Aug 1, 2019 Who is the owner now this day. Read More |
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0.60% |
$100,000 |
13.03 |
Learn More
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.60% |
$100,000 |
14.97 |
Learn More
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0.55% |
$10,000 |
13.45 |
Learn More
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Jw | Jun 27, 2022 It took 4 times contacting this back to get a simple stop payment done. It end up costing over $100 because of their inability to take care of it after the first contact. Read More |
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0.50% |
$10,000 |
13.86 |
Learn More
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Rate History: 3.00% → 2.00% → 1.75% → 1.50% → 0.50% |
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[email protected] | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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0.50% |
$10,000 |
20.54 |
Learn More
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0.50% |
$10,000 |
18.44 |
Learn More
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Jessica Clements | Aug 25, 2022 My family and I have used American Heritage Bank for years, I have had auto loans with them always paid them off, I have one right now, however during this pandemic I got behind a little I got caught up, b... Read More |
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0.50% |
$10,000 |
12.36 |
Learn More
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0.50% |
$100,000 |
13.92 |
Learn More
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0.50% |
$10,000 |
12.39 |
Learn More
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0.50% |
$10,000 |
23.64 |
Learn More
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0.45% |
$1,000 |
13.68 |
Learn More
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0.45% |
$100,000 |
21.43 |
Learn More
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0.45% |
$1,000 |
14.97 |
Learn More
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0.45% |
$100,000 |
14.06 |
Learn More
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0.40% |
$10,000 |
12.79 |
Learn More
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0.40% |
$10,000 |
19.07 |
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0.40% |
$100,000 |
9.87 |
Learn More
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should be valued customer | Apr 22, 2022 I am considering finding another bank to do business with Read More |
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0.40% |
$10,000 |
24.29 |
Learn More
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0.35% |
$10,000 |
14.08 |
Learn More
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Dianna Jackson | Dec 1, 2022 I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away ... Read More |
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0.35% |
$10,000 |
9.87 |
Learn More
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should be valued customer | Apr 22, 2022 I am considering finding another bank to do business with Read More |
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0.35% |
$10,000 |
21.43 |
Learn More
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0.35% |
$10,000 |
14.06 |
Learn More
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0.32% |
$10,000 |
14.23 |
Learn More
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0.30% |
$250 |
12.42 |
Learn More
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0.30% |
$10,000 |
13.03 |
Learn More
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.25% |
$1,000 |
15.88 |
Learn More
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0.25% |
$10,000 |
13.92 |
Learn More
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0.25% |
$10,000 |
21.42 |
Learn More
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renrut2 | Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More |
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0.20% |
$10,000 |
14.63 |
Learn More
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0.20% |
$1,000 |
- |
Learn More
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Jeff Talmage | Aug 22, 2025 Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and ad... Read More |
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0.15% |
$100,000 |
16.95 |
Learn More
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Aku | May 29, 2020 Dua Read More |
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0.15% |
$1,000 |
14.27 |
Learn More
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sharzns | Jun 17, 2022 Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More |
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0.15% |
$10,000 |
21.42 |
Learn More
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renrut2 | Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More |
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0.15% |
$10,000 |
9.12 |
Learn More
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0.10% |
$10,000 |
21.42 |
Learn More
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renrut2 | Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More |
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0.10% |
$10,000 |
12.92 |
Learn More
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0.03% |
$100,000 |
13.88 |
Learn More
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Rate History: 3.51% → 3.25% → 3.00% → 0.03% → 0.03% |
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.
Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.
Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.
The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.
Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates
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Last Update on September 20, 2026
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